Lightstream requires a cosigner for all loans, while Lyon Financial does not. | Do Not Sell My Personal Information How Do I Set Up the HFS Widget on My Website? Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. Privacy Policy and Terms of Service Why let the lender fund the contractor directly and have no control? By discussing these topics with your clients, you can ensure that they understand all aspects of contractor financing. Readily available to answer any question or concerns. Did mine through HFS Financial..unsecure loan at around 7% APR took a total of like 3 weeks. I had the loan open a month, and this fee was added on top of interest. We will be happy to help you. The 5 Best Instant Approval Credit Cards of May 2023. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. How the Lyon Financial Pool Loan Process Works, A Look at Rates & Terms for Signature Loans, Our Pool Loan Process & Frequently Asked Questions, How to Elevate Your Pool with Water Features, How to Keep Some Summer in Your Winter: Hot Tubs, Announcing 20-Year Terms on Signature Pool Loans, Pool Trends: Five New Pool Construction Materials, How to Find the Pool Shape That Suits You & Your Back Yard, The Top 6 Dos & Donts of Pool Maintenance, What to Ask Yourself Before You Build a Pool, Considers the big picture but accounts for all the small, supporting details, Clearly outlines every phase and every step within those phases, Makes room for adjustments based on client feedback, Is adhered to consistently by all employees, Includes a strong structure to communicate the progress of the process. Anyone can write a Trustpilot review. The loan team member will review the terms and conditions with you, ensuring you are paired with the program that best suits your needs and qualifications. Thanks you both for an amazing experience. How Can I Grow My Business by Offering Financing? HFS Financials amazing customer care team is always available to answer any questions your customers may have. At Lyon Financial, we love the difference we can make for your family by providing something that puts years of memories within reach. Thats how much PoolCorp has helped finance in less than 10 months with our LightStream Unsecured Consumer Financing Program. We specialize in swimming pool loans and home improvement loans. Rates vary depending on project size and other factors, so be sure to discuss your customers specific needs with them before they start their finance inquiry. Advertised rates and terms are subject to change without notice. Overall, Lyon Financial seems to be a reputable company that offers a good product. HFS Financial is not a lender. We handle all of the heavy lifting, so you dont have to worry about any part of financing for your customers beyond chatting about how they can fund their project. Lyon Financial Lyon Financial Lyon Financial. A cash-out refinance is essentially when you replace your existing mortgage with a new mortgage that exceeds what you owe on the house and you take out the difference in cash. But most of all, it means making memories that will last a lifetime. We are proud to offer our unique financing program to those who have served or are currently serving our country. Customers love having options when it comes to how they pay for products or services and HFS Financial makes it easy for your business to become a frontrunner in your area. HFS Financial does not endorse,warrant,or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Terms up to 20 years Here at National Pools & Spas, we want to ensure that paying for your outdoor water feature is a comfortable experience. Customers can feel secure in knowing they will have exceptional customer care, get approved quickly, and have no unexpected surprises down the road. Outstanding customer service and even better terms for our customers, My experience with HFS has been amazing! Conditions and limitations apply. If our clients are happy, we are happy to., Man, HFS has always came through for our clients. With a HELOC, you can pull out funds as needed to finance your pool construction and other home improvement projects. HFS loan programs do not fund to the contractor, which empowers YOU, the consumer and makes life easier for the contractor when it comes to getting paid. Exact interest rate determined by credit profile. Our motto is: You Dream It, We Finance It.. Financing Your Swimming Pool - Parker's Pools We want to help you have the staycation of a lifetime, by getting a swimming pool in your own backyard! That makes the APR on their fixed rate of 6.75% about a point higher. If you choose this financing option, be sure that youll be able to pay off the balance in a relatively short period of time. Personal Home Improvement Loans. Advertised rates and terms are subject to change without notice. With a selection of industry-leading loan terms available, customers can find financing plans that fit their budgets perfectly. When a company has such a focused vision, it is easy to cut through the clutter to get the job done. Financial Independence, Retire Early: What Is the FIRE Movement? Whatever your home improvement project is, inside or out, HFS Financial offers consumers access to the best personal loan options available based on our suite of custom-developed loan programs, with industry-leading loan terms and low fixed rates. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. If you have any questions about swimming pool loans or home improvement loans call 1-800-254-9560 and press 5. Couldnt recommend the two of them any more! I don't like the idea of my credit being inquired 6-8 times, I would rather deal with one lender that I feel comfortable dealing with. When you want to grow your business, talking to your customers more about financing should be at the top of your business plan priorities. What are the advantages and disadvantages of pool loans? LIghtstream was EASY. A home equity line of credit or HELOC also taps into the equity you have in your home, but its a revolving line of credit that you can use for several years instead of a loan that provides you with one lump sum of cash. We take the burden off of you so that you can do what you do best building the most fantastic home improvement projects around! HFS not only allows you to offer industry-leading financing options, but we also supply you with all of the information you need to show your customers just how amazing and easy contractor financing can be for their project. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. And if you dont have tens of thousands of dollars upfront to spend on a pool construction project, theres always pool financing. If youve built up a ton of equity in your home and want to spread your debt payments over a lot of time, you might lean toward a home equity loan or HELOC. They are both similar in that they offer competitive rates and terms, and they both have a wide variety of repayment options. I encourage anyone to use HFS to finance their home improvement projects! Getting quotes from multiple lenders will help you select the best deal for your pool construction project. The information you provide to HFS Financial is not an application for a loan from HFS Financial. They can apply for a loan for up to 120% of their full home improvement vision and pay for it over time with convenient options. That means your monthly payments can increase during your repayment period. Train your sales team to talk to every client about financing and to direct them to the HFS Check My Rate tool, where they can get an estimate of their loan payment in real time. Subject to change. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. We remain involved to ensure that progress on your backyard entertainment center is continuing and that your contractor is receiving the appropriate payments in the appropriate increments. Financing with HFS Financial is easy and convenient for customers, which means your customers will come back to you time and again. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. HFS has thousands of 5 Star Customer and Contractor Reviews. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. The company has been in business for over 20 years and is headquartered in California. Customers can get the money for their project quickly and pay their bills directly allowing them to enjoy their new home improvement project as fast as you can complete it. The direct funding to my customers allows us to work more closely with them and takes out the middle man you have with other finance companies. Private, unsecured loans typically need to be repaid sooner, however some have loan terms of 20 years or more. The loan options are based on your income and creditworthiness. Dear Penny: How Do I Move Past My Husbands $150K Gambling Losses? The teams are VERY proactive throughout the entire process to ensure we were on track with our project. Use their 60 second loan application to kick off the loan process. Its been a real asset to have your link on our webpage. When it comes down to choosing a contractor who offers financing and one who does not, customers love the ease and convenience knowing that everything for their project can be taken care of in one place. Additionally, Lyon Financial has a higher customer satisfaction rating than HFS Financial. The technical storage or access that is used exclusively for anonymous statistical purposes. They provide a simple application process and efficient funding to keep our clients moving toward their dream backyard., Ari and team have a been a pleasure to work with. ), No origination fees or prepayment penalties. Are you struggling to decide whether or not an accessory dwelling unit is right for you? Look no further than HFS, their team is simply the best!, We love sending our clients to HFS. After getting a quote from you, theyll likely take the price you quoted them to their local bank to find out the terms and monthly payment associated with financing that amount. This experience was amazing. By offering contractor financing with HFS Financial, you can increase your visibility, close sales, and get paid faster. The downside is that you could potentially miss out on a better deal by only getting quotes from the pool companys partnered lenders. BBB Business Profiles generally cover a three-year reporting period. Lyon Financial is a financing consultant that has been in business since 1979 and works with a network of lenders to provide loans for pool and home improvement projects. Treasure Pools has partnered with HFS Financial and Lyon Financial to offer superior financing options. With HFS Financial, your clients dont have to jump through hoops to find their loan and can get started on their project more quickly. After many years of assisting homeowners obtain home improvement financing, the team at HFS Financial is your perfect home improvement financing partner. Dear Penny: Am I Nuts to Take Out a Mortgage on the Home I Just Paid Off. Loan documents are then ordered and sent electronically. We also ensure all reviews are published without moderation. While we are located in Maryland, we do conduct business in all 50 states. How Can You Make Friends While Traveling Alone? With over 400,000 satisfied customers nationwide, we know what a pool means to you and your family. When a customer sees just how little their monthly payment could potentially be, many customers choose to increase the scope of their project. So I will pay forward a good deed and save you the 1500.00 broker and tell you we used United States senate federal credit union. An inquiry is not an application. Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. Lyon Financial is located at 118 Morlake Drive Suite 202, Mooresville, NC 28117. Adam made sure that all information was expedited and processed all paperwork expeditiously. One of the benefits of personal loans is that you dont have to offer up any collateral. Although we do not offer in-house financing at Allison Landscape and Pool Company, we do work with banks and other financial institutions when it comes to financing your pool project. Do I need equity, money down, or a home appraisal? Theres almost no limit to what customers can finance through contractor financing for their residence. Customers who get frustrated with other lending processes are often customers who throw in the towel on the project. Thanks team! Copyright. I've found that their rates are as good as anything on the market and they have a sense of urgency when responding to their clients. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met. Whether you send them a link or walk them through the process in your own office, they will quickly see just how convenient and hassle-free contractor financing can be. A cash-out refinance might make sense if youre able to get a lower interest rate than your current mortgage. By discussing financing with every client, your sales grow while your clients get the features theyre dreaming about! Not sure how much you need? You must log in or register to reply here. The interest rate on these loans is higher than on other types of loans.
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